FAQs

What information do I need to supply?

Our simple online form only needs you to provide the information detailed below:

• Your name and address
• Your date of birth
• Your contact telephone numbers and email
• Your work and pay details
• Your bank account and debit card details

How much can I borrow?

Resident of Australia applying for their first payday loan are eligible to borrow amounts up to and including $750.

However, the typical first time payday loan is generally for somewhere between $200 to $500.

How do I qualify for a Payday Loan?

In order to be eligible for a payday loan you must be 18 or over, a permanent resident of Australia and have a permanent job. You will also require a current bank account in order to receive the loan and to set up the repayment process.

I have a bad credit history - will this affect my payday loan application?

Our lenders look at each application based on your recent circumstances and depending on the lender, may not require a credit check.

What are the charges for a Payday Loan?

The rate of charging varies somewhat between the lenders on our panel. Typically the cost will be $25 per $100 that you borrow. However, the exact cost will be made clear to you before you are required to agree to the lender's terms and conditions.

When will I receive my loan?

• The application is simple and only takes a few moments
• In some cases applications that are approved before 14:30 could receive same-day funding

Payday lenders that approve loans after 14:30 will receive funds on the following working day

When will I need to repay the loan?

A payday loan is designed to be repaid on your next payday, or over a series of paydays. It is possible to extend the loan beyond the agreed repayment schedule, but that will increase the cost.