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What information do I need to supply?
Our simple online form only needs you to provide the information detailed below:
How much can I borrow?
Resident of Australia applying for their first payday loan are eligible to borrow amounts up to and including $750.
However, the typical first time payday loan is generally for somewhere between $200 to $500.
How do I qualify for a Payday Loan?
In order to be eligible for a payday loan you must be 18 or over, a permanent resident of Australia and have a permanent job. You will also require a current bank account in order to receive the loan and to set up the repayment process.
I have a bad credit history - will this affect my payday loan application?
Our lenders look at each application based on your recent circumstances and depending on the lender, may not require a credit check.
What are the charges for a Payday Loan?
The rate of charging varies somewhat between the lenders on our panel. Typically the cost will be $25 per $100 that you borrow. However, the exact cost will be made clear to you before you are required to agree to the lender's terms and conditions.
When will I receive my loan?
Payday lenders that approve loans after 14:30 will receive funds on the following working day
When will I need to repay the loan?
A payday loan is designed to be repaid on your next payday, or over a series of paydays. It is possible to extend the loan beyond the agreed repayment schedule, but that will increase the cost.
Payday looks too far away for you? Get quick cash with paydayexpress.au